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Please visit these web sites to learn more about payday lending. Remember, those fees payday lenders charge turn into annual interest rates equal to more than 372% to 869% APR for a 14-day loan.


The Annie E. Casey Foundation (AECF) works to build better futures for disadvantaged children and their families in the United States.

The Attorney General of Arkansas is the Chief law-enforcement officer of the State. The Consumer Protection Division meditates thousands of individual consumer complaints a year, in addition to promoting consumer education. The Division investigates violations of Arkansas law and aggressively prosecutes wrongdoers on behalf of Arkansas citizens (More about Consumer Protection.)

The State Board of Collection Agencies (ASBCA) licenses, regulates and inspects collection agencies, check cashers and payday lenders located in Arkansas.

The Center for Responsible Lending fights to stop financial abuses through legislative and policy advocacy, coalition-building, litigation, and industry research.

The Consumer Federation of America (CFA) is an advocacy, research, education and service organization which investigates consumer issues, behavior and attitudes, and provides consumers a well-reasoned and articulate voice in decisions that affect their lives.

The Federal Trade Commission is an organization that helps protect America’s consumers for unfair trade practices.

Consumer Federation of America's has developed a special web site that contains information and resources on payday lending for both consumers and advocates.

MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Throughout the site, you will find important information from 20 federal agencies government wide.